{"id":4510,"date":"2026-03-27T18:53:07","date_gmt":"2026-03-27T18:53:07","guid":{"rendered":"https:\/\/www.worldpumpnews.com\/?p=4510"},"modified":"2026-03-27T18:53:07","modified_gmt":"2026-03-27T18:53:07","slug":"almost-900k-american-households-are-late-on-mortgage-payments-report-says-national","status":"publish","type":"post","link":"https:\/\/www.worldpumpnews.com\/?p=4510","title":{"rendered":"Almost 900K American households are late on mortgage payments, report says – National"},"content":{"rendered":"

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Hundreds of thousands of American households are behind on their monthly home loan payments, facing the risk of mortgage delinquency or foreclosure at the highest rate since June 2022, a new report has found.<\/p>\n

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Around 878,000 American households were either late on their home loan payments for more than 90 days or were in foreclosure at the end of January, according to a report by ICE Mortgage Technology, a U.S. tech firm that provides software services to lenders.<\/p>\n

This figure has risen by 175,000 over the last four months, marking a 25-per cent spike in serious delinquencies and foreclosures.<\/p>\n

Around 80 per cent of the delinquencies and foreclosures were for FHA loans \u2014 a kind of loan insured by the U.S. Federal Housing Administration and provided by private lenders to Americans with lower credit scores and higher debt.<\/p>\n

While February saw foreclosures decline compared to January by 16 per cent, they were up seven per cent compared to the same time last year, the report said.<\/p>\n

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